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GROUP PRODUCTS
Health insurance policies provide coverage for medical expenses & hospitalization
Dental insurance policies provide coverage for dental expenses
Life insurance policies pay a specified sum of money to the beneficiary upon the death of the insured
Disability policies provide periodic payments to replace a portion of income that is lost when the insured is unable to work due to illness/injury
Vision policies provide coverage for expenses associated with vision, such as eye exams, lenses, contacts, etc.
401k/Simple IRA plans allow employees to defer a portion of their pay into plan funds at a tax advantaged basis, as a means of saving for retirement
Section 125 Plans/Flexible Spending Accounts are funded by employee salary reductions, employer contributions, or both, in which the amounts in the account are used to provide reimbursement for expenses incurred by the employee for specified benefits during the year
Group Travel and Accident policies cover loss from travel accidents while traveling on business for one’s employer
Executive Medical Reimbursement plans are provided by companies to key employees in which the policy reimburses the employee for out of pocket medical expenses not covered by basic medical insurance
Cobra/NYS Continuation administration of Cobra requirements including Cobra notifications, collection of premiums, and assistance with claims and administration
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